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BanksReal banks (unlike BHPH)
We route apps to credit unions and banks that report to the bureaus, so on-time payments rebuild credit.
DriveWide Financing
Bad Credit? We Still Say Yes.
Life happens. Even with prior repossessions, medical collections, or thin credit, our lender network approves 9 out of 10 buyers who submit a complete application.
Why DriveWide Beats Buy-Here-Pay-Here & New-Car Stores
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CostsLower costs than franchise stores
Dealer fee is $599 (not $1,200+) and DriveWide warranties average $1,999 vs $4k at new-car stores.
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Down PaymentLow down approvals
Combine tax refunds or trade equity to keep cash-to-drive low—sometimes as little as $500 down.
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ConfidenceInspected & warrantied
Every car includes reconditioning notes and warranty options so you never guess about history.
What You’ll Need
Simple Document Checklist
- Driver’s license or state ID
- Last 2 paystubs or proof of income
- Proof of residence (utility bill, lease, etc.)
- Insurance info (or we can help you bind coverage)
How It Works
Approval Pathway
Step 1📝
Apply or Pre-Qualify
Submit the online app, upload your documents, and we’ll send lender options.
Step 2🚗
Choose Your Vehicle
Reserve inventory online so the test drive is ready when you arrive.
Step 3🎉
Finalize & Drive
Sign, add warranty if desired, and drive home with payments you can afford.
Ready?
Get Pre-Approved Before You Visit
Upload your documents securely, get routes from multiple lenders, and walk in with your terms already outlined.
Serving Your City
Approving Drivers Across Volusia & Flagler
From Holly Hill to Palm Coast, our lenders are ready to help. Pick your city to see local info and schedule a visit.